Consumers can expect to pay an average of $8,100 more per year for their health care insurance through the second year of their health insurance policy, according to a new report from the consumer advocacy group Consumers Union.
The group said it has identified a number of areas where consumers could see an increase in their premiums.
The consumer group also said it expects consumers to pay more out of pocket for their prescription drugs and medical equipment over the next several years.
Consumers Union, which is based in Washington, D.C., has published several reports since last year on the effects of the Affordable Care Act.
It said consumers would be able to buy more than 4 million more health insurance plans in 2019 than the current law allows.
The nonpartisan group also projected that more than 8 million more Americans will gain insurance coverage through state exchanges in 2019.
It expects the federal government to pay out $1.4 trillion in subsidies over the course of the next decade.
Consumers union is also projecting that the federal tax credit that helped people afford their insurance will cost consumers $700 billion more over the long run.
In addition, consumers union says the federal health care law will lead to more than 30 million fewer Americans gaining health insurance in 2020, a rate of growth the group said was expected to reach nearly 30 percent by 2026.
The Consumer Financial Protection Bureau has announced a series of actions aimed at protecting consumers from predatory health care companies and their practices.
Among them are a rule barring insurers from charging higher rates for consumers with pre-existing conditions and a requirement that insurers cover the full cost of a new policy for people with preexisting conditions.
Consumers group said its latest analysis found that consumers are already paying more for their insurance than the average person is likely to pay over the lifetime of the policy, and that many of the additional costs are coming at the expense of consumers who already have coverage.
The advocacy group says a lot of these extra costs will come at the cost of lower- and middle-income consumers.
It is forecasting that many lower-income Americans will see their premiums increase.
In the meantime, the advocacy group is recommending consumers to check out their individual health insurance options by searching on their state health insurance exchanges.
Consumers also should look for a plan with fewer co-payments and coverage of maternity, newborn and long-term care.
Consumer groups say it is important to remember that the consumer market is still a new system and that insurers will be able continue to raise prices, especially if they continue to increase deductibles and increase premiums.